Maserati To Merge With Chrysler

Maserati is one of the most famous names in car manufacturing, and has always had its niche, which nobody expected to change. However, the company seems to be coming Americanized, to the surprise of many observers and industry insiders. Partly, this is because many car companies are consolidating, which is the only way they can survive in today’s often competitive and uncertain economic climate. Maserati’s parent company of Fiat has announced plans to merge with the American car company, Chrysler. Developing and marketing a luxury Maserati SUV in Detroit is the first project that both companies will be involved in.

Of course, part of the appeal of the Maserati brand is that the cars have always been produced in Italy, a country well known for its sense of design, and the word Italy tends to evoke style and elegance. The US has always produced fine cars, but nothing with the allure of some of the Italian cars. Fiat announced that the new luxury vehicle would be made on the underpinnings of a Jeep model, specifically the Grand Cherokee, and the news came as something of a shock to many people. Based on the costs of other Maserati cars, you can probably expect to pay at least $100,000, and probably more than that. However the Grand Cherokee retails for around $30,000 so it does not really seem compatible with the more luxurious Maserati name.

A reason for this venture was given by the CEO of Chrysler and Fiat, when he explained that driving a Jeep across the United States was a wonderful experience, and would be even better with a luxury car. More expensive cars often use the underpinnings of cheaper models, so this arrangement is not unusual and Fiat points out that the other materials will come from the usual Maserati sources. A Maserati SUV may be just what is needed to keep the company strong, despite the fact that the merger is unexpected, to say the least.

How To Tell If You Have Bruxism

The American Dental Associations has come out and stated that cases of bruxism/teeth grinding has risen to over half the population of the United States in recent years. One can understand how this rise has happened with all the stress that people are feeling from the tough economic situations that they have to live through every day.

Of course, it is difficult to say that this amount is a reality as it is hard to tell if you do have a problem, especially when sleeping. There are a few things that you can do to check if you have a bruxism issue, though, and that is what will be discussed here.

The first thing you can do to see if you have bruxism is to find a willing partner to monitor your sleeping habits. This doesnt mean that your husband or wife needs to stay up all night, drinking coffee and watching you closely to see if you are grinding your teeth.

What it does mean is your partner should make notes on whether or not they notice you grinding your teeth while you are asleep. If your partner notices that you are starting to grind your teeth, then they can simply pay attention to how long you are grinding them, and how hard you seem to be grinding your teeth.

Another way to tell if you have bruxism is to go through the list of symptoms that are associated with this issue. One thing you will notice right off is a sore jaw when you first wake up in the morning. You might also notice that you have a headache when you first wake up, or that a couple of your teeth seem to be a bit sore.

There is also a good chance that your gums will be swollen somewhat if you were grinding your teeth exceptionally hard during the night. This is one of the only ways that you can tell if you have bruxism issues in case you do not have any one that can check on you while you are asleep at night. If you find that you do have bruxism, then you should contact your dentist, and they can point out different ways that you can ease the suffering.

Recovery in a Tough Economic Climate

The current economic slowdown has forced Canadian companies of all sizes to face the unwelcome reality of unpaid invoices or bad debts. Debt recovery can be a problem. Negotiating for debt recovery on your own can be problematic and ineffective.

Some companies operate exclusively using electronic payments, letters of credit or C.O.D. deliveries. Not all businesses can function using these methods exclusively or at all. There is another challenging level of challenge involved in dept recovery.

Consider the following story. A lumberyard sells a truckload of lumber to a general contractor to renovate a new restaurant. No documentation is exchanged between the two companies or the restaurant. The general contractor was given thirty days after the delivery to make a payment. The thirty days have come and gone and the lumberyard has not received a payment. Weekly phone calls are not effective in stimulating a willingness to pay because of the restaurants undisclosed financial difficulties that the restaurant is experiencing. Each conversation becomes increasingly heated causing tempers to flair on both sides.

What to do? Typically, the next step is for the lumberyard to prepare a stern “demand letter. However, such a letter may progressively alienate the customer making matters worse. If there is a problem with the accuracy of the name of the company and names of the owners further complications can ensue.

We recommend that Canadian Corporate Legal Services be brought in at this stage stimulate an amicable negotiation for dept recovery. Our first step in negotiating debt recovery would be to build a detailed file with all pertinent details. This may include yes; credit history, review of debtors actions in connection to this latest debt, names of those involved, exact company names, details of the goods supplied, taxes levied and times of shipping and receipt. Next, we would call the owner of the general contractor and establish a cordial working rapport. Politely but firmly we would indicate that we are acting on behalf of the lumberyard and were preparing to take the matter to court in a predetermined period of days. Emphasizing that the lumberyard has supplied a needed component of the restaurant. We would also appeal to the owner to arrange for payment in a timely and workable timeframe and point out that he might be liable to our client as well. If these calls fail, a demand letter is sent to the restaurant indicating the commencement of legal action. All these efforts are meticulously recorded. Generally, we achieve positive results without the need to go to court. If there is need we have the expertise to proceed quickly and successfully.

Canadian Corporate Legal Services has been actively involved in debt collections for over 20 years. Collectively, we have over 70 years of experience in helping companies negotiate and collect what is owed to them while preserving customer good will and a positive corporate image.

Secrets of welfare owned federal government employees

The fact that they are still trying to save even more money to make ends meet. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

4. Auto Parts

5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

5. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

The importance of setting file

When we work or activity, we will surely find the file either for us or for others with different interests – different. Even the file can to accumulate very high and if it has been like that would greatly disrupt our activities. Takes place and make the room is not tidy.

Problems are caused by files that accumulate not just take up space and make untidy, also raises other issues such as when to search for files that have long accumulated. With so many files that accumulate will certainly take a long time to find files that are needed.
The place, time, and cost the victims with problems File – This file. Can you imagine the amount it costs to print a file – the file? Yaaa, it is not felt because it starts with a little, but if it accumulated a lot if you count it will taste great cost. And in the end the file it will accumulate and will cause other problems. Yet you also think if a big company with a beam of consumption very much, the company would have to prepare a special room to store many files and keep it from damage. Although to guard against this damage can not be guaranteed 100% and it will require an additional fee again.

Upon the suggestion of the government in an effort to reduce the impact of global warming. The government recommends to minimize the use of paper. Supposedly indeed are the days of using paper in today’s digital era. Time for all the files should already be a digital file, because a lot of benefits if all files are digital form. It can thus be made into a paperless document management to organize all of those files.

The benefits of using a digital file (Paperless)
1. Reduce the impacts of global warming
2. Save costs
3. Facilitate the file storage
4. Facilitate the search for a file
5. It does not take place, and make the room neat

Hopefully the above article useful and can be applied all around us.

Benefiting From Auctions in This Economy

The American economy is in a recession, money is tight and its just down right rough for a lot of people these days. People have to be frugal but there are still some ways to benefit. One way is by learning about auctions, how and what to buy low and learning how to sell items high. Unfortunately, auctions are very popular these days at some people expense but everyone has to do what they need to, to get by and survive. Lets take a look at how anyone can benefit from an auction.

Anyone Can Benefit From Auctions

Chances are you have something or know something that can be sold. Anything and everything is auctioned off everyday from people all over the world. Collectibles, appliances, vehicles, books and more can be bought or sold and even better it can be done from the comfort of your home. E-bay is just one type of auction that comes to mind. All it takes is to go on e-bay and start looking around. With the help or tutorials and online assistance, it is easy to make money on eBay auctions. Free eBay auction tools help sellers list items for auction. Offering your items up for auction on eBay is easy and the costs are reasonable. eBay auction tools for sellers are plentiful and free. For sellers, making money is easy with eBay online auction. For bidders, buying that “have to have” item from eBay is just a few mouse clicks away. eBay is just one.

Deals At Auctions
Attending local auctions is a great way to find items that maybe very salable on e-Bay or other online auctions as well. Most of the time attending these are free and sometimes fun. Doing just a little bit of research online and learning about auctions could and very well be extremely profitable. I think most people would be surprised at how many and how big this business really is. There are some incredible deals out there to be had, a lot of people just don’t bother to pursue any of these avenues for making money. Fun auctions to start out on are the weekly auctions in your town or the storage building auctions. If you are going to sell online you will want to check these storage building auctions out.

Here is a short list of different auctions which you may want to check into a little closer.

Government Auctions
Law Enforcement Auctions
Penny Auctions
Online Unclaimed Property Auctions
Storage Unit Auctions

Chicago grains tumble on concerns of economic slowdown – flat bottom bags for sale

CHICAGO, March 7 (Xinhua) — Chicago grains tumbled on Monday, as investors worried that the surging oil prices would affect economic recovery and thus, dampen global grain demands.

The most active corn contract for May delivery closed at 7.1075 U.S. dollars per bushel, down 10.5 U.S. cents, or 1.5 percent. May wheat shed 31.5 cent, or 3.8 percent, to 8.0075 dollars per bushel. May soybean lost 19 cents, or 1.3 percent, to 13.95 dollars per bushel.el.

Market analysts said that investors feared that continued hikes in energy price could eventually slow down the world economy, and thus, increase selling in agricultural markets.

Analysts added that fund traders were major sellers who are exiting agriculture markets and shifting their money toward energy and metal markets.

Crude oil Monday rose to a 29-month high of 105.44 dollars in New York on concern that turmoil will spread to more Middle East producers.

The wheat market suffered the sharpest drop in the day, as a negative tone for the economy, less concerns with the China wheat crop and an improved weather outlook for the U.S. crop helped to drive the market lower.

Traders noted that talks of increased chances of rain for the central plains of U.S. this week and some chances of a little rain in the western plains helped to pressure the market in early session, and weakness across other agricultural markets further weigh on the market amid heavy selling.

Meanwhile, the soybeans market was pressured by better-than- expected rain coverage in Argentina, a record harvest in Brazil as well as the news that that the Argentina port strike has ended.Chicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for saleChicago grains tumble on concerns of economic slowdown – flat bottom bags for sale

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Don’t Make These Invoice Mistakes!

If you’re a small business owner, your income depends on your invoices being paid. Unfortunately, mistakes made during the invoicing process can cause payment to be delayed or even damage your relationship with your customer. To avoid mishaps and ensure you get paid on time, avoiding making these common invoice mistakes.

 

  • Not including basic payment information. If you don’t tell a customer how to pay you, they won’t have any idea. “Make check payable to…” are four magic words that can make all the difference. It’s critical to include what types of payment you accept (such as check, PayPal, credit card) on the invoice with the necessary information such as where to mail a check, your PayPal email address, etc.
  • Not keeping records. Record keeping can be difficult, especially for creative types. However, not only does poor record keeping affect your bottom line it can also get you into hot water with the IRS at tax time. Websites such as www.aynax.com make it easy to manage invoices – for free! So there’s no excuse for not keeping track of your invoices.
  • Surprising your client. Sometimes things happen and projects end up costing more than your original quote to your customer. Don’t let your invoice be the first time your customer hears about it. That’s a great way to anger and lose that customer. Instead, contact the customer via phone or email so there are no ugly surprises on the invoice.
  • Neglecting to follow up. Maybe your customer honestly forget to pay you or misplaced the invoice. Maybe they just don’t want to pay. Either way, following up on unpaid invoices is extremely important. Not doing so implies getting paid just isn’t important to you, and that’s certainly not the impression you want to give. If unpaid invoices are an ongoing problem, you may want to consider posting a late fee policy on your invoices.
  • Waiting to send the invoice. If you don’t send the invoice, you won’t get paid. Waiting to send your invoice, much like not following up, tells your customer it doesn’t really matter when you get paid. If you take forever to send your invoice, your customer will probably take forever to pay it.

 

Many of the above problems can be eliminated by using invoicing software that provides templates, an invoice management system and online payment capabilities. This makes your life a lot easier and helps you get paid on time.

Careers In The Field Of Economics

Those of you, who want to pursue their higher education in economics but are doubtful of the job opportunities that will be available to them, need not worry. You will have a wide variety of careers once you complete an economics degree. After a Bachelors degree, you can also go on for a Master’s in the same field. This will ensure that you find a high-paying job as soon as you are done with your Master’s.

One of the many career choices available to you after an economics degree is economic consulting. You job in this case would be to advise companies on various economic and business strategies and also be responsible for the economic portion of legal procedures. Law is also a good option for holders of a degree in economics. By pursuing a career in economic law, you have the opportunity to work for many firms as well as government agencies. The government often needs economists to draft the economic policies of the country and the analysis of the prevailing economic conditions.

Complementing your economics degree with something as valuable as finance will considerably increase the amount of money you can expect to earn annually after you graduate. However, a simple degree in economics only will also earn you a higher than expected annual income. The salary you get also depends in large on whether you are employed by a private firm or a government agency. The latter will probably pay you much higher than the former. On the whole, it has been concluded that the average annual salary of an economist is pretty high, mainly because of the high demand and relatively fewer people who choose this career path.

When it comes to careers in economics, you are bound to be employed in a firm which operates in large cities. In addition to this, you may even get the chance to go on international tours and collaborate with worldwide agencies like the World Bank, International Monetary Fund and the United Nations.

If you are planning on getting a degree in economics, there are a few factors to consider. You need to have a large concentration span and be able to analyze even minor details as you will be required to this to a large extent, regardless of the place you are employed by. You need to have a great deal of patience, since you will inevitably have to spend long hours trying to study some figures and solve problems and reach conclusions. Moreover, excellent communication skills are an essential prerequisite to being a successful economist as you will be required to present the results of your research and hypotheses in a very clear manner, may it be in the oral or written form.

Hence, careers in economics are a great option for those who wit highly inquisitive minds and the drive to find solutions to the economic problems faced on both a micro and macro level.

Top Ten Resort Wear

Increasing travel options and access to exotic, tropical destinations has resulted in a niche market of casual, yet fashionable, resort wear apparels that invoke relaxation whilst also offering style.

Designers have been rising to the occasion by broadening their collections to include glamorous beach wear options, casual summer cover ups and chic lounge looks, even during autumn and winter seasons. The result has been an explosion of beaded kaftans, embroidered tunics, glitzy metallic bikinis, jeweled sandals, elegant tropical prints in natural, breathable fabrics, all depicting a lifestyle of relaxation, classic luxury and elegance.

This is the essence of resort wear. Clothing that is easy, yet glamorous, sexy whilst being understated, casual yet elegant, fun and flirty.

Organizing your vacation wardrobe can be trickier than you think. Limited by luggage size and weight, you have to be economic with your vacation clothing choices. Weve tried to make it easy for you with our 2007 top 10 list of resort wear must-haves to ensure that your vacation packing is a breeze.

1. A pair of lightweight, neutral tone, linen pants are essential to every vacation wardrobe and can be easily paired with a variety of tops for different looks time and again. Matched up with a brightly printed T or Kaftan they can give a sophisticated look to the most casual traveler out there.

2. A tunic cover-up for beach days, afternoons around the pool, or sun-downer cocktails at the bar.

3. A large, canvas tote handbag in a bold, tropical print will save the day when your toting beach accessories, or just mulling around local markets for a bargain or two. This season is showcasing even larger bags than last year which are just perfect for holiday shopping.

4. One well fitting bikini! Go the extra mile to find a bikini that fits to make you feel fabulous and ditch all of last years left-overs.

5. A selection of v neck, cotton ts in tropical shades are handy to throw on for coffee runs, lunch outings, or even sporting activities.

6. A flatteringly feminine skirt in a floral or botanical print that speaks to the eco consciousness of 2007 will update your wardrobe this year.

7. A pair of Bermuda shorts are easy, comfortable and a hip choice for summer casuals.

8. A pair of jeweled sandals/flip flops are casual enough for beach wear, but dressy enough to liven up casual bermudas or linens for a city outing.

9. A baby doll sundress can double up for day, or slinky evening wear if dressed up with accessories.

10. A pair of metallic, strappy heels will have you looking edgy for night time entertainment. Metallic is definitely the new black for 2007.

Resort wear is all about the fun of life. Enjoy your vacation wardrobe choices all year round and bring the sunshine into your life.