Recovery in a Tough Economic Climate

The current economic slowdown has forced Canadian companies of all sizes to face the unwelcome reality of unpaid invoices or bad debts. Debt recovery can be a problem. Negotiating for debt recovery on your own can be problematic and ineffective.

Some companies operate exclusively using electronic payments, letters of credit or C.O.D. deliveries. Not all businesses can function using these methods exclusively or at all. There is another challenging level of challenge involved in dept recovery.

Consider the following story. A lumberyard sells a truckload of lumber to a general contractor to renovate a new restaurant. No documentation is exchanged between the two companies or the restaurant. The general contractor was given thirty days after the delivery to make a payment. The thirty days have come and gone and the lumberyard has not received a payment. Weekly phone calls are not effective in stimulating a willingness to pay because of the restaurants undisclosed financial difficulties that the restaurant is experiencing. Each conversation becomes increasingly heated causing tempers to flair on both sides.

What to do? Typically, the next step is for the lumberyard to prepare a stern “demand letter. However, such a letter may progressively alienate the customer making matters worse. If there is a problem with the accuracy of the name of the company and names of the owners further complications can ensue.

We recommend that Canadian Corporate Legal Services be brought in at this stage stimulate an amicable negotiation for dept recovery. Our first step in negotiating debt recovery would be to build a detailed file with all pertinent details. This may include yes; credit history, review of debtors actions in connection to this latest debt, names of those involved, exact company names, details of the goods supplied, taxes levied and times of shipping and receipt. Next, we would call the owner of the general contractor and establish a cordial working rapport. Politely but firmly we would indicate that we are acting on behalf of the lumberyard and were preparing to take the matter to court in a predetermined period of days. Emphasizing that the lumberyard has supplied a needed component of the restaurant. We would also appeal to the owner to arrange for payment in a timely and workable timeframe and point out that he might be liable to our client as well. If these calls fail, a demand letter is sent to the restaurant indicating the commencement of legal action. All these efforts are meticulously recorded. Generally, we achieve positive results without the need to go to court. If there is need we have the expertise to proceed quickly and successfully.

Canadian Corporate Legal Services has been actively involved in debt collections for over 20 years. Collectively, we have over 70 years of experience in helping companies negotiate and collect what is owed to them while preserving customer good will and a positive corporate image.

Secrets of welfare owned federal government employees

The fact that they are still trying to save even more money to make ends meet. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

4. Auto Parts

5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

5. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Manage and maintain documents

In business arrangement document becomes very important. Documents were arranged neatly makes us easily in the arrangement and search if one day need the document. Usually the companies they are recruiting an administrative officer who has a special job for structuring documents.

In reality, many types of documents, from documents in and out to document the bill. In addition we have to leave a mark on the document to tag or as a reminder signs usually by using a stamp or Inkjet Marking a quality that does not fade and disappear while stored in the long term.

Here are some steps that can be taken in an effort to better care for the document:

  1. Copy of the documents we have mentioned, with the hope in case of loss or damage, can help us when they want to take care of a replacement document on the missing documents. If necessary a specific document legalized, for proof of the authenticity of the document amplifier.
  2. Do laminate (plastic press) to maintain the durability of the document. Needs to be taken, not all documents can be laminated. Which can be laminated as membership cards, family cards, diplomas, certificates, and more.
  3. Scan your document with a scanner, and save the document data in the form of a CD or a flash in place that you consider safe. If you store on your computer / laptop, make sure the data is stored safely can, by giving a password that only you know.
  4. Keep the physical documents in a special place. You can use a file folder that is dedicated to storing documents.
    Then you can save it in a closet or a place that is dedicated to saving you something important. Better yet, if stored in a deposit box (usually there are at particular banks).
  5. Arrange the document properly. You can add a label that describes the identity of the document. And the best you arrange alphabetically, so you can easily search for it when necessary.
  6. Separate storage of the original document with the copy of the document. Make sure the original document storage in a safer place than documents Copy.
  7. Some of the documents containing the identity which is always taken anywhere, be sure to be in a safe and clean. If you keep it in your wallet, keep it clean. The document should shrink-wrapped for each document, though already laminated, to prevent the damaged because of the influence of friction between the documents, or the wallet itself.

Do not forget, when you enter the wallet into the pocket of the pants, you must always remember to put in a pocket that is buttoned and unbuttoned always to prevent the spilling of your wallet.

The importance of setting file

When we work or activity, we will surely find the file either for us or for others with different interests – different. Even the file can to accumulate very high and if it has been like that would greatly disrupt our activities. Takes place and make the room is not tidy.

Problems are caused by files that accumulate not just take up space and make untidy, also raises other issues such as when to search for files that have long accumulated. With so many files that accumulate will certainly take a long time to find files that are needed.
The place, time, and cost the victims with problems File – This file. Can you imagine the amount it costs to print a file – the file? Yaaa, it is not felt because it starts with a little, but if it accumulated a lot if you count it will taste great cost. And in the end the file it will accumulate and will cause other problems. Yet you also think if a big company with a beam of consumption very much, the company would have to prepare a special room to store many files and keep it from damage. Although to guard against this damage can not be guaranteed 100% and it will require an additional fee again.

Upon the suggestion of the government in an effort to reduce the impact of global warming. The government recommends to minimize the use of paper. Supposedly indeed are the days of using paper in today’s digital era. Time for all the files should already be a digital file, because a lot of benefits if all files are digital form. It can thus be made into a paperless document management to organize all of those files.

The benefits of using a digital file (Paperless)
1. Reduce the impacts of global warming
2. Save costs
3. Facilitate the file storage
4. Facilitate the search for a file
5. It does not take place, and make the room neat

Hopefully the above article useful and can be applied all around us.

Recognize Radon Gas in your neighborhood

Radon gas is a naturally occurring radioactive noble gas, it colorless, tasteless, odorless. It produces natural radioactive uranium found in rocks and soil. Radon gas can also be found in the water.
Easy radon gas out of the ground and released into the air by decay of short-lived radon-called sub-nuclear radon or radon decomposition. Gas sub-nuclear radon or radon emits radioactive alpha particles, these particles can be attached to the aerosol in the air, dust and other particles. When we breathe, the sub-nuclear radon can be deposited on the cells lining the airways, while the alpha particles can damage DNA and potentially cause lung cancer.

For most people, contact with most of the radon gas out of the house. The concentration of radon gas in the home depends on:

  1. . Gas radon entry way to the house
  2. The uranium content of rocks and soil
  3. Ventilation areas affecting the passage of air

Radon gas entered the house through:

  1. A small hole in the wall
  2. Gaps in the floor
  3. Cracks in the cement floor and between walls
  4. Septic tank and sewer
  5. radon levels are usually higher in basements, warehouses basements or other structures in contact with soil zone

Available through the following methods to reduce the levels of radon gas in the home:
• Increase ventilation
• Avoid gas radon from the basement into the living room
• Increased ventilation under the floor
• Installing a radon gas storage system in the basement
• Close the floor and wall
• Installation of positive pressure ventilation or positive supply systems

In new home construction, radon gas issue to the attention of their own that can be referred to as radon solutions. Especially areas with high radon gas, need to consider safety. In Europe and the United States, including protective measures in new buildings has become routine, and in some countries has become a mandatory procedure. Passive mitigation systems have been shown to reduce levels of indoor radon gas up to 50%. When adding the vent radon, can further reduce the level of radon gas.