The Internet Culture In Virtual Reality By Castells

As a tool of communication and technology sharing, the Internet has become a powerful force that is difficult to control. According to Castells the Internet has become the center for libertarian values of privacy, freedom, and openness. Castells believes that the interaction between four types of cultures resulted in this: the techno-meritocratic culture, the hacker ethic, the virtual communitarians, and the entrepreneurs. The author believes that with time the flexibility of the Internet will be used in commercial interests to change the culture of openness of the Internet into the culture of control.

Castells in the chapter Virtual Communities or Network Society reflects on how the internet has changed the way people communicate with each other. The author speaks about how most people’s social interactions increase, rather than decrease, which is the general opinion of the internet. A major criticism against the communication through the Internet is that there is little time for communication in a real time. According to Castells studies this fact is wrong and he rejects it. Then the author mentions such a notion as networked individualism. This means that people build their networks on their own interest. In other words, the author points out that nowadays the society is no longer organized according to the geographical location but on the choice that a person makes via the Internet.

Castells reflects on the connection between the iIternet and the government, on civil society, democracy in the society in the chapter The Politics of the Internet: Computer Networks, Civil Society, and the State”. The author brings up such aspect of the relation between government and the Internet as China. In this chapter he tells about a new version of the search engine made specially for China by Google. Besides, the chapter discusses the role of the government in the aspect of absolute freedom in communication.

When developed countries with technological infrastructures were joining the internet, developing countries began to experience a Digital divide separating them from the Internet. China went on to make its first global Internet connection in 1994, between the Beijing Electro-Spectrometer Collaboration and Stanford University’s Stanford Linear Accelerator Center. In the chapter The Digital Divide in a Global Perspective” Castells gives a detailed analysis of the usage of the Internet all over the world. Then the author examines the connection of the digital divide and the Internet. According to Castells research, connectivity is an obligatory element of economic development and the netiquette is the code of effective communication via the Internet.

Peru, The New Colombia

Every year many thousands of people from all over the world travel to Peru to visit such spectacles as Machu Picchu, Chan Chan or the Nazca Lines, and yet they arent aware of another Peruvian marvel: coffee.

The coffee awarded as the best special coffee in the world in 2010 by the SCAA (Specialty Coffee Association of America) did not come from caffeine-famed Colombia, but rather from Peru. The coffee, called Tunki Coffee, comes from a small plot of land in Tunkimayo, a previously unheard of village in the province of Sandia, roughly 21 hours from Juliaca (near Puno, which is famous for being on the shore of Lake Titicaca).

The owner of the roughly seven and a half acres responsible for this glorious coffee is Wilson Sucaticona, a 40 year-old man of modest economic conditions and a father of three. Additionally, the farm producing Tunki Coffee is certified organic, Mr. Sucaticona is a member of the Rainforest Alliance, and he also abides by all international Fair Trade regulations.

In case you were wondering, the title of best special coffee in the world is not an easy one to come by; Tunki Coffee beat 139 other samples of coffee from some of the worlds most famous coffee producing countries, such as Colombia, Panama, Kenya, and Indonesia. In a two day taste test conducted by 30 world-renowned coffee judges, the coffee that was determined to have best united good acidity, good body, and a floral aroma was none other than the humble newcomer, Tunki Coffee, which only one year prior had won the national best coffee competition.

If you like a good cup of Joe, but youd like to try the best, you can expect to pay a pretty penny. Tunki Coffee is currently exported to the United States and the UK, and goes at around $1,000 the quintal (46 kg.) stateside, which comes to nearly $10 a pound (not including the costs of getting it to the store shelf or coffee shop). You may not be ready for such luxury in these times of financial trouble, which could be all the more reason to come to Peru where the worlds best coffee can be had for less than a dollar a cup!

How to Select a Financial Planner

In these financially unsettling times, wouldnt it be nice to know you can still send your children to college, retire at 65 and be able to mail postcards from exotic locations to your future grandchildren? Its not only possible, its probable when your finances are in the right hands. While you may be skilled at handling certain money matters, chances are you dont even realize youre inept at others. To be safe, it might be time you considered the benefits of personal financial planners. Even if you feel you can perform several of the functions of a financial planner yourself, putting them all together into a cohesive strategy that produces solid, long-term returns is no easy feat. A financial planner can make that happen. When considering how to choose a financial advisor, youll want to sit down and really evaluate your needs. This depends, at least in part, on your stage in life, your goals and what you expect to receive in return. Are you a new college graduate with $50,000 in debt, $30,000 in income with a brand-new 401(k)? Or are you a 60-year-old trying to prepare for retirement? Once you figure out what youre looking for, its easier to determine how much help you need and where to look. How to Choose a Financial Planner Financial planners deal with everything from estate and tax planning to insurance and debt management to college savings and retirement funds. When figuring out how to find a financial planner, make sure to look for one who has experience working with others in situations similar to yours. As with any professional service, youll want to start by asking for suggestions from people whose judgment you trust. Ask acquaintances who have needs similar to yours, since a planner focused on the needs of young families may not be a good choice for recent retirees. Questions to Ask a Financial Planner Before selecting a financial advisor, youll want to do your research. Ask the following questions (created by the National Association of Personal Financial Advisors) to ensure they have the expertise and qualifications necessary to guarantee reliable service, and that they are the right fit for your particular situation: What is your educational background? College Degree: Graduate Degree:

What are your financial planning credentials/ designations and affiliations? NAPFA-Registered Financial Advisor Certified Financial Planner (CFP) Chartered Financial Consultant (ChFC) Certified Public Accountant/Personal Financial Specialist (CPA/PFS)

How long have you been offering financial planning services?

Do you have clients who might be willing to speak with me about your services?

Will you provide me with references from other professionals?

Have you ever been cited by a professional or regulatory governing body for disciplinary reasons?

What more can you tell me about your experience in providing financial planning services?

How many clients do you work with?

Are you currently engaged in any other business, either as a sole proprietor, partner, officer, employee, trustee, agent or otherwise?

Christmas Loan Bad Credit – Provides Financial Assistance to Bad Credit Holders

Most people are finding difficulty at time of scarcity of money and if Christmas is ahead of it then it leads to get them depressed. With lack of money they cannot be able to arrange everything that is required to celebrate Christians. People who have got bad credit scores are facing much difficulty at time of scarcity as no one will ready to provide them money seeing their meager scores. But today they do not have to bother any more as for them a scheme of Christmas loan bad credit has come up that includes no credit check by which people having bad credit records due to bankruptcy, arrears, delays can be easily improved.

Under this they can get instant help of christmas cash loan at anytime they want it to have .In this one can easily grab money up to 1500 for duration of 30 days. With help of money they can easily buy gifts for their near and dear ones, do shopping of various items for decoration in Christmas. There are various lenders found in market of UK who are there for the help of people by providing money to them to get them out of their financial crisis.

It is short term in nature for which people can use it to solve various needs which are short term in character. Without any submission of collateral against christmas payday loan by applicant to lender they can easily obtain money which provides more comfort and flexibility to apply for this. Procedure include in it is free from any hassle for which it is liked by most. They without disturbing their monthly budget can get all things done and make this occasion memorable one which is unforgettable. In UK this scheme has become very popular among people by which they can get money to get Christmas carnival more enjoyable.

One has to fulfill certain obligation to get money through Christmas loan bad credit which includes applicant should have got permanent citizen ship of UK, should be an adult. It will fetch you money for getting all their stress to get away from them during Christmas when all in mood of enjoyment. In this they get money with easy and comfortable repayment terms and conditions. They also require having a valid bank account by which they will not get any problem in transaction of money. So at times of financial crisis during Christmas people do not have to think much as they can easily get out of it with help of it.

Christian Louboutin Women’s high heels go up since economic system slideshow questionnaire

Taipei, Nov. 6 (CNA) Feminine office workers will go for increased high heels if the economic system will be slumping, wanting to be able to venture better self-assurance and also beauty, in line with the link between any questionnaire regarding feminine office workers introduced Thursday. The particular questionnaire, performed simply by on the web hr business 360d plus a boot business, initial questioned answerers what sort of or boots focused their particular closet. Practically 50 percent (forty nine pct) mentioned they will largely very own heelless or boots, 26 pct have got lower high heels, 21 years old pct use largely mid-heel or boots and also some pct typically use high heel pumps. Yet any time questioned just what they might acquire today, amongst any lethargic economic system, ten percent regarding answerers mentioned they might go for high heel pumps to produce by themselves show up more confident. The particular proportion regarding answerers picking mid-heel or boots furthermore increased a Christian Louboutin Louis Silver Spikes Mens Patent Black CLC0452 bit to be able to 12 pct, for the reason that they will wished to seem a lot more sophisticated and also dignified. Simply thirty three pct, weighed against forty nine pct beneath typical situations, mentioned they might favor heelless or boots as the or boots enable them to go effortlessly and also successfully. One more 12 pct mentioned they will failed to value the particular top of these or boots. Chen Ching-lin, marketing and advertising director with the hr business, mentioned several feminine office workers choose to seem gorgeous in trade regarding enduring ft . aches and Christian Louboutin Marpop Golden Patent Leather CLC0500 pains. Yet the lady suggested these to take into account these kinds of aspects because the dynamics of these perform as well as the tradition with the business they will benefit any time selecting red bottoms where did they outfit as well as the or boots they will use. The particular questionnaire has been performed April. 15-26 Christian Louboutin Free Shipping. A complete of 1, 162 successful trials have been accumulated using a perimeter regarding problem regarding additionally or perhaps less 3 proportion items. Christian Louboutin Super Dombasle Red CLC0717

Financial Advisor – Decide Your Danger Tolerance

Each individual has a risk tolerance that shouldn’t be ignored. Any good stock broker or financial planner knows this, and they need to make an effort to help you decide what your danger tolerance is. Then, they should work with you to search out investments that don’t exceed your threat tolerance.

Determining one’s risk tolerance involves several totally different things. First, it is advisable understand how much money you must invest, and what your investment and financial targets are.

As an illustration, if you happen to plan to retire in ten years, and you’ve not saved a single penny in the direction of that finish, you must have a excessive danger tolerance – because you will want to do some aggressive – risky – investing with a view to attain your financial goal.

On the opposite facet of the coin, if you are in your early twenties and also you wish to begin investing to your retirement, your threat tolerance will be low. You can afford to look at your money develop slowly over time.

Realize of course, that your need for a high threat tolerance or your want for a low risk tolerance really has no bearing on how you are feeling about risk. Again, there is a lot in figuring out your tolerance.

As an example, should you invested in the stock market and you watched the movement of that stock daily and noticed that it was dropping barely, what would you do?

Would you promote out or would you let your money trip? You probably have a low tolerance for risk, you would wish to sell out… you probably have a excessive tolerance, you would let your money ride and see what happens. This is not based mostly on what your financial objectives are. This tolerance is predicated on how you feel about your money!

Again, an excellent financial planner or stock dealer should aid you determine the extent of danger that you’re comfortable with, and enable you to choose your investments accordingly.

Your danger tolerance needs to be based mostly on what your financial targets are and the way you’re feeling about the possibility of shedding your money. It’s all tied in together.

Whats The Buzz About Data Entry Work At Home

Have you ever wondered why online data entry work at home jobs are becoming increasingly popular? Whats the buzz all about? Whats so special about online data entry jobs? This article will answer all of these questions.

First lets see what data entry is. Many companies want to have an updated database or want to make a new one such as database entry from transcription. Generally, good typists, who are proficient, are needed to make the entries and deliver the database on time. For this reason companies look to outsource the work and you will find a data entry jobs online becoming increasingly popular.

There are many reasons as to why, some of them are:
Time: You can choose your own working hours. How much you want to spend on data entry job depends entirely on you. This is especially helpful for those work-at-home moms who want to work part time while looking after their home as well.
Financial support: Once you start working data entry work at home you will see a sudden change in your financial status. Although your income level will slowly increase but it will definitely help and support you financially. You will see reduction in your living expenses especially.
In-Control: When you opt to work for data entry jobs you are the boss. You will make your own decisions as to which type of job you want to take up. Not only this you will choose the workings hours yourself. Once awarded, you can complete it anytime such as start working after dinner but make sure that it is completed in-time.
Variety: Having to do monotonic job is boring and one gets tired of doing same job over and over again but with data entry work at home this is not the case. Each time you will have a different job to perform and you can enjoy your work.

Financing Sr Ed Credits In Canada The Sred Tax Credit Loan The Case Against Waiting

Financing SR ED tax credits is the final ‘ connecting dot in your firms journey in Canadas SR&ED r&d refund program. We’re examining the SRED Tax Credit Loan; it makes a strong case against waiting for your refund. Let’s dig in.

One of the characteristics of the SRED program is that despite providing billions in funding for thousands of firms in Canada the amounts range from claims from 50k up to 1 Million $ +. For firms like yours that invest in R&D that investment can be a significant portion of your costs.

While R&D is to a certain point discretionary the reality is that todays competitive environment forces you maintain the maximum investment you can. SR&ED financing certainly assists you to plough back your maximum given that waiting for your refund is eliminated – cash flow is accelerated under the loan.

While the real objective of the program is to reimburse you for your R&D capital costs it seems logical that many firms wouldnt take advantage of the program if they couldnt recapture a large part of their cash flow investment. The main resource that many firms rely on are the ‘ SR&ED Consultants that assist firms in preparing their claims and working with your accountants to properly file the claim.

That claim eligibility is a key part of the SRED tax credit loan process as a quality claim prepared by an experienced consultant helps speed up the financing process. That ‘ process’ by the way is typically the most common question we get from clients on financing SR ED credits – i.e. how long does it take to get a SR&ED bridge loan and whats involved.

The good news? Claims can be financed in a matter of weeks, in certain cases even less time. And the actual application? Just as easy – typical requirements are a copy of your SR&ED filing, your financial statement and tax return and some miscellaneous info typical for any business loan – i.e. your articles of incorporation info, etc.

Timing is everything is an oft used clich in business. The good news around financing SR&ED credits is that last years claim is financeable, as is this years, and yes, next years also can be started along! Your ability to document claims properly just moves everything along. SR&ED bridge loans are financed at 70% of the value of your claim – in simple arithmetic: every 1000.00$ of claim nets you 700.00$ in immediate financing.

Very few business people dispute the value of R&D and the tremendous benefits attached to the SR&ED program – it’s equally a good thing to fund your claims and accelerate cash flow. Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can help you ‘ connect the dots ‘ in your refundable tax credit cash strategy.

Stan Prokop

Business Financing Top Benefits Of Mezzanine Cash Flow Loans

Business financing in Canada offers some alternate solutions not often considered by owners/mgrs. One of these is ‘ mezzanine’ cash flow loans. We’re covering the basics, an a to z approach, so let’s dig in.

The one main requisite of unsecured cash flow finance, i.e. ‘ mezz is positive cash flow. That cash flow, when structured properly, allows business owners/mgrs to consider growth options normally not achievable, as well as potential acquisitions of competitors. Often it’s the key financing building block in a management buyout also.

The reason this method of business financing in Canada works so well? Essentially it’s because it reduces the amount of owner equity or outside debt that is required to make your chosen strategy work. Given that ownership equity (or giving it up) is expensive the owners/mgrs strive to create a finance structure that gives them the most financing at the lowest cost. That ‘ blended ‘ cost of all their financing reduces overall interest rates.

Mezzanine cash flow finance is often considered as an alternative to a traditional banking structure. One way of looking at it is that it’s a way to fund future growth that otherwise might not be funded until some future point in time when all those required bank ratios can be achieved. What business owner does not want to accelerate growth!

The key concept around ‘ mezz ‘ is that it’s essentially unsecured lending; providing only a promise to pay by the owner with the normal secured required.

Why does the traditional banking solution not work when owners think they have the right mix of assets for a traditional bank type solution? The answer is that those assets are often ‘ discounted ‘ by the lender – receivables are not financed on a 100% basis, appraisals might not back up the book values, and in many cases firms these days have some significant intangible assets on their books, which are typically not financeable.

As we’ve stated business financing through mezzanine cash flow loans gives your firm a solid chance to grow – more quickly. These loans, when structured properly are matched to your actual cash flow repayment ability. An interesting point in the whole issue of ‘ mezz’ financing is that the senior secured lender, typically ‘ the bank’ will often view your mezzanine loan as in effect…equity.

These unsecured cash flow loans typically cost more , with higher rates often approaching the teens, but again as we’ve stated its cheaper than giving up or raising more ownership capital.

If mezzanine cash flow financing might meet your needs for growth, acquisition, or recapitalizing seek out a speak to a trusted, credible and experienced Canadian business financing advisor who can help you achieve the benefits of such financing.

Stan Prokop

Best Curling Irons For Fine Hair

If your hair is fine and straight then you may have felt the frustration on working on your tresses for ages with a curling iron and either burning them or not obtaining the results you want. A curling iron that isnt designed to be used on fine hair wont offer you much in terms of styling, so what you have to do is find one that can provide you with the long-lasting results you desire.

If you want real texture and volume in your hair then avoid cheap curling irons with low quality materials. With a cheap curling iron you are more likely to curl the same lock of hair over and over because of failing to notice some results and this can often end in damaging the hair. Since fine hair is more vulnerable than other hair types, it needs extra care when being styled with heat tools. The delicate condition of the strands is one reason to choose a professional curling iron over an economic one, because the latter will only burn your locks, dry them out and produce frizz. A professional curling iron with high quality heating materials is the best thing for fine hair because not only can it produce the results you are looking for, it also helps conserve the health of your hair. Tourmaline and ceramic are excellent options for fine hair, but just make your you are buying a curling iron that uses these materials in pure form.

With ceramic, you can benefit a lot more since its the best material for hair types that are prone to damage. The moist heat can gently curl your hair while sealing the cuticles to retain moisture, creating super soft and ultra smooth curls that last well into the day. Not only that, but the general health and shine of your locks will be vastly improved. With the uniform heat distribution along the entire length of the barrel, your hair will be safe from hotspots and burning.

Fine hair doesnt require scorching temperatures to curl properly, so if youre looking for a model, find one that manages lower temperatures and safe heating technology so that the health of your tresses is maintained. Try the Karmin Salon Pro Clipless, it is suitable for all hair types and features tourmaline ceramic technology to let you style your fine hair securely and efficiently.